Gift Drawing Coming Your Way

I love giveaways, contests, and anything that lets me try new things. I don’t think everyone feels this way but I defiantly think I will see what I can do to give a bit of happiness to my followers and to those wanting to follow me. Now comes the fun part, what to do and how to do it!

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I was sitting with a friend today who started a work from home business, she designs her own tapestries and has made a name for herself. She just fell into this by having made some for her family and friends. She then posted on Instagram what she has done. The next thing that she saw happening is one person told another and so on. For her it started as a hobby and now it is allowing her to work from home and raise her kids. I think many people are excited when they can create things for others, especially when they are the ones creating the item from scratch. She has been able to grow her base because they are one of a kind, because she has a great number of followers, and because she started out doing giveaways to help spread her gift to those around the world.

Because I am here to share my life stories and to help those with concerns, miss conceptions, and another perspective with mental and physical health. Because of this I will be giving away a surprise item (Will be shared next week). This will be for new followers, and a separate giveaway for those who are already following my blog.

Stay tuned for more details and let your friends and family know, new followers will be submitted into a gift drawing.

Trying Something New

At what point are you willing to try a new thing? I spent a weekend going over my results from the multiple doctors. Tests are coming back with possible kidney issues, possible leukemia which a sister has, and then another doctor is going to do an infusion to try and stop surgery on removing my parathyroid. It seems like a lot, but I am usually fighting back, after I get over the fact that I am not as healthy as I would like to be.

This weekend I decided to get myself a new iPhone with a fancy case. Was it worth the money, no. Do I know this, I do. The next thing I did was get sushi and cancel a gym membership I haven’t used.

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Now that part is a problem but at least I have a an elliptical and treadmill home. Next is to get on that dang thing. Today I topped it off with getting on a zoom call with over 70 people to learn about an opportunity. It seems very interesting and will write about it another time, once I try the product out. If it does what it is stating, I might have a way to help both my mood and weight issues.

I think, at least for myself, challenging me from being stagnant and boring. I am excited to meet new people and trying new things. I ordered some samples and when they get here, I will get it posted on my page going from step 1 to step 6. Hoping for positive vibes and I can share my experiences with everyone.

I will be excited for others to share everyone’s ideas of what they have tried that was beyond their original thought process.  

Financial Success Even With Depression or Mental Illness

Finances can get overwhelming. Worse is to have depression that exasperates the situation. It just starts to spiral out of control. Do you get up and go to work, do you stay in bed and just hope it goes away or fixes itself. We all know that bills continue to happen, it continues to happen on a regular basis and no matter how far we hide our head in the sand it just keeps coming.

As a mother of 3 young adults and 2 grandsons it becomes a struggle just looking at the amount I earn and wondering where does it all go? I always feel I don’t need anyone to be with and I want to be with someone for financial security. I guess I just need to earn more and more and more. If my kids are all self-reliant, I would be in a much better financial situation. I am not as bad as I was in the past. I do get things paid; however, I can’t go to the mall and buy a new outfit. I am in a constant turmoil over why I still am helping my young adult children. I have always been the type of parent that would never let them go without, some say this is an enabler, and I agree. However, I have also been able to be a bit more vocal on what they need to do on their own.

When I crunch the numbers, I know the mall is in my near future. When they don’t need my help, I will be able to look at my salary and understand the end is near and the savings will grow. I would say everyone take a breath don’t let depression creep in and take over the will to stay on top of your bills.

Some easy ways to help is keep a calendar up where you can see it. Hang up a white board and block out areas. Set up set monthly bills; Mortgage, electric, phone, etc. Set up revolving/installment debt; credit cards, loans, car, and other payments that have an end.

Take the revolving debt and each month pay off the credit card with the highest interest or pay off the lowest balance (with the highest payment) while the rest is paid with the minimum balance. As you pay off one credit card/loan then pay more on the next one until paid off. Continue the cycle until all revolving/installment debt is paid off. The biggest part to control is to put the credit cards away. They should not be closed out but put up until all revolving/installment debt is paid off. At this point utilize the credit cards enough to show up on your credit but pay the full balance off each month. Never go over 25% in utilization.

This is the hardest part about being debt free, financially secure, with depression is staying on task. The need to put away the credit cards if it will reoccur when you are depressed and want the high of shopping. These high lasts long enough to buy the items, see them at home, then when the bill comes the depression becomes worse. The cycle can be self-defeating and can send your credit into a spiral of negativity.   

If you are depressed and find yourself in a downward spiral with your finances. Take steps to help yourself. The smallest step is a start. Get the calendar, get a white board, get financial guidance, and make sure you have money coming in. I was able to pull myself out of depression and have a better outlook on how I pay my bills. I hope you can as well.

There are many financial books on how to become dept free, you can get them at the library, book store, audio book, or borrow them from family and friends (if they have them available).